Annuity Click is your annuity marketplace on the web. Here you will find one stop shopping for all of your annuity rates and annuity quotes needs, as well as all the tools and information required to learn about, compare, and buy Fixed Annuities, Equity Indexed Annuities, CD Type Annuities, and Immediate Annuities.

An Annuity is used to make sure we do not live longer than our savings. Americans are enjoying longer life spans now, and have a fear of outliving their savings.

An Annuity is considered safe money. Stocks or mutual funds can lose money. Bank CD’s and savings accounts are also safe, but they have low interest rates. The annuity is safe and promises higher returns than other bank products.

The safest annutiy is a fixed annuity and there are two basic types. That is deferred and immediate. The choice depends upon your situation.

Deferred  means you will contribute to the plan now, or over a period of time. You do not expect to actually collect an income until some point in the future as specified in the terms in your own contract.

Immediate allows you to exchange a lump sum of cash for a guaranteed lifetime income. This lifetime income will be muich more than your orginial lump sum.